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The Women’s Hospital is pleased to offer our patients 0% APR payment plans.

Payment Option Term Amount Next Step
Internal Payment Plan 3 Months Balance divided by 3 Months Call customer service at
 HSF® 24 Months $250.00 and $4,999.99
36 Months $5000.00 and $9,999.99
60 Months $10,000.00 and $50,000.00

These payment plan options are not offered on balances with a collection agency. Please contact the agency the balance is with for payment options.

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If you are interested in self enrolling for financing, select the option below.

THE WOMEN's hospital  

Commerce Bank

Your balance will remain due with The Women’s Hospital until your account is funded with Commerce Bank. Please allow 30-45 days to receive your welcome letter and for funding to take place.

Commerce Bank
Together with The Women’s Hospital, Commerce Bank offers patients and families a line of credit to help pay outstanding balances.  HSF® operates just like a line of credit with one monthly payment, allowing you to easily budget into your household finances. The account is entirely manageable at a 0% APR rate.

The Commerce Bank HSF® offers:

  • Monthly payments at 0% APR
  • Minimum loan balance is $250.00
  • Easy enrollment
  • Simple terms
  • No credit checks
  • HSA and FSA debit cards accepted

Financing FAQs
I have a question, who do I call?
Contact Patient Payment Department at 812-502-4441, for general and enrollment questions. Contact Commerce Bank at 855-893-1292 with questions regarding an established account.
What is the minimum amount that can be financed?
What are the payment terms?
Payment terms are as follows:
  • Balances between $250.00 and $4,999.99 qualify for the 24-month plan
  • Balances between $5000.00 and $9,999.99 qualify for the 36-month plan
  • Balances between $10,000.00 and $50,000.00 qualify for the 60-month plan
What happens if I have additional balances that I want to finance in the future?
  • You may be able to add new balance(s) to the existing Line of Credit up to a total of $50,000.00
What happens if I miss a payment?
Contact Commerce Bank at 855-893-1292 to discuss how to bring the account current. Commerce Bank may also assess a late fee.
I want to cancel my financing plan. How do I do that?
Contact Commerce Bank at 855-893-1292 to cancel an account. Any outstanding balance will be transferred to The Women’s Hospital.
Do I make my payments directly to the Provider or to Commerce Bank?
Payments should be sent to Commerce Bank.
What are my options for getting the payment to Commerce Bank?
You have several options:
  • You may make payments online or activate online banking through
  • You may send a check to Commerce Bank, P.O. Box 801042, Kansas City MO, 64180-1042.  This address will also appear on your periodic statement.
  • If you have a checking or savings account at another bank, you may make a payment by calling Commerce Bank’s 24-hour automated phone line at 1-855-893-1292.  You will be prompted to select the appropriate option and enter the routing number and account number of the checking or savings account you wish to pay from.
You may set up automatic recurring payments by calling Commerce Bank’s 24-hour automated phone line at 855-893-1292 to request an auto-debit form that needs to be signed and mailed back to Commerce Bank.
Can I add multiple family members in one financing plan?
Yes. The Financially Responsible Person can establish one financing plan for multiple accounts.
If I finance additional balances, does this affect my overall repayment terms?
The overall repayment terms do not change. Each time you finance additional balances, those balances have their own unique repayment terms listed on the revised monthly billing statement for each balance financed. While balances will remain separate, you will be asked to pay just one monthly consolidated amount.
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