BENEFIT OPTIONS | | |
Benefit | Features and Eligibility | Who Pays |
Medical Insurance 2 Plans (Pre-Tax) | Coverage for employees (and dependents) authorized to work at least 40 hours per two-week pay period. A Health Reimbursement Account (HRA) and biweekly incentives can also be received through our Wellness program to offset medical plan costs. | Deaconess And Employee |
Medical Premium Assistance Program (MPA) | The Medical Premium Assistance Program provides financial assistance to Deaconess full-time employees by providing those who qualify with a 10% savings on their medical premiums. | Deaconess |
Dental Insurance 2 Plans (Pre-Tax) | Coverage for employees (and dependents) authorized to work at least 40 hours per two-week pay period. | Deaconess And Employee |
Vision Insurance 2 Plans (Pre-Tax) | Coverage for employees (and dependents) authorized to work at least 40 hours per two-week pay period. | Employee |
Short Term Disability | Receive 60% of base salary when disabled for more than 8 days for employees authorized to work at least 40 hours per two-week period. 90 day waiting period from hire date. | Deaconess |
Long Term Disability | Receive 60% of base salary when disabled for more than 180 days for employees authorized to work at least 40 hours per two-week period. 90 day waiting period from hire date. | Deaconess |
Basic Life Insurance | One times your annual base salary with a $20,000 minimum up to certain limits for employees authorized to work at least 40 hours per two-week pay period. | Deaconess |
Short Term Disability Buy-Up | Receive an additional 10% of base salary when disabled for more than 8 days for employees authorized to work at least 40 hours per two-week pay period. 90 day waiting period from hire date. | Employee |
Optional Life Insurance | Additional coverage available at 100%, 200% or 300% your annual base salary with a $500,000 max for employees authorized to work at least 40 hours per two-week pay period. | Employee |
Dependent Life Insurance | Employee may purchase coverage for spouse and eligible dependent children if employee is authorized to work at least 40 hours per two-week pay period. | Employee |
Health Care Flexible Spending Account (Pre-Tax) | Employee may elect to direct an annual minimum of $100 to annual maximum of $2,850 into a non-taxable reimbursement account for eligible medical expenses. Debit Card available. | Employee |
Dependent Care Flexible Spending Account (Pre-Tax) | Employee may elect to direct an annual minimum of $100 to annual maximum of $5,000 into a non-taxable reimbursement account for eligible dependent care expenses. | Employee |
Health Reimbursement Account | Employee and Spouse can each earn $400 ($800 annually) into this account through the completion of wellness activities. The money can only be used for medical expenses and will rollover each plan year until $6,000 cap. Employee and Spouse must be enrolled in the health plan. | Deaconess |
Voluntary Benefits | Coverage for employees (and dependents) authorized to work at least 40 hours per two-week pay period. Includes accident, hospital indemnity, critical illness, and pet insurance policies. | Employee |